For over 34 years, American Reliable has been providing specialized coverage for the equine industry and is pleased to offer mortality coverage to insure your most prized possession – your horse.

From Standard Mortality Coverage which provides coverage for the death of your customer’s horse to Major Medical and Surgical Options, you can tailor the coverage needed.  This program is designed for your Farm & Ranch customer with significant assets invested in horses primarily for pleasure use. 

  • Coverage for loss of horse due to theft or unlawful taking
  • Reimbursement up to $3,000 for expenses arising out of emergency colic surgery
  • Extension of coverage after the expiration of the policy for a mortality loss from a covered accident, injury, illness or disease occurring and reported during the policy period
  • Major Medical and Surgical Option
  • Flexible limit options ranging from $7,500 to $15,000
  • Surgical only option
  • Equine Colic Coverage option
  • Equine Accident and Illness coverage option
  • Worldwide coverage option
  • Lessee coverage option

With an electronically fillable application, you can submit a risk in a manner of minutes.  And with multiple direct billing options, your customer will have the flexibility they require to best manage their premium payments. 

  • Fillable electronic application
  • Payment plans available to meet your customer's needs
  • Experienced claims personnel are conveniently available 24/7, including holidays