Philosophy / History


South & Western is headquartered in Addison, Texas (a Dallas suburb) in a 20,000 square foot state-of-the-art building which the company developed and owns, along with branch offices in Memphis, TN and Russellville, Arkansas. We employ approximately 70 insurance professionals who provide understanding and insight in servicing you and your agency's needs. Our team members have been recruited from all segments of the insurance industry including standard and specialty companies, retail agencies, other managing general agencies and program managers. Our management team boasts a combined total of over 250 years in insurance management experience and is ready to assist you when needed.

South & Western General Agency, Inc. was founded in 1974 by Foremost Insurance Company. The agency specialized in writing mobile homes and RV's exclusively for Foremost. Purchased in 1981 by former Foremost Vice-President John Horan, Sr, South & Western has evolved into a multi-line general agency offering a high level of expertise in Specialty Personal Lines, Farm & Ranch / Agribusines, Specialty Commercial P&C, and Commercial Transportation. As an active member of the AAMGA, NAPSLO, TSLA, associate member of IIAT, and industry member of FIWT we are knowledgeable, involved and dedicated to the industry. We have created many exclusive strategic partnerships with nationally known A.M. Best "A" rated companies allowing us to provide the best possible products and services. 

Today South & Western is one of the largest independently owned general agencies in the mid-south and southwest. We are a service driven organization, progressive in our thinking, and positioned to evolve with our rapidly changing industry. We believe that our industry will look significantly different in the years ahead, however, our core values of STABILITY, SERVICE and QUALITY will remain the same. 


Our mission statement says it best:

To be the premier Managing General Agency in the mid-south and southwest, providing specialty insurance products and programs to professional agents through responsible, financially stable companies with the goal of achieving a profit for both our company and our insurors.We are dedicated to servicing our customers (agents and policyholders) with the highest degree of professionalism, ethics and customer service; and committed to creating a superior work environment that promotes pride and creates opportunity in which people can prosper and achieve their goals.