South & Western General Agency, Inc.

Finding an Unsupported Personal Umbrella policy can be a challenge . . . but not with South & Western.

The RLI ("A.M. Best Rated A-") Personal Umbrella Policy is designed to fill in when:

A customer's homeowner policy is placed with one carrier and the auto coverage is with an alternate market.

The home is placed with a start-up company or with a state fund that does not yet have an A.M. Best rating and your umbrella carriers will not accept the underlying coverage.

Primary auto and home coverage is with a carrier who does not write personal umbrella policies or their underwriting criteria is extremely strict.

The RLI Personal Umbrella Features:

Direct bill to the insured at renewal.

Availability regardless of the carrier providing the underlying coverages.

Self-underwriting application.

A self-insured retention of $1,000.

Acceptance with up to 2 accidents, 4 tickets, 6 cars, 6 properties and 3 watercraft.