South & Western General Agency, Inc.

For over 30 years, South & Western has offered Texas agents quality coverage for their manufactured home customers. Our alliance with American Modern Insurance Group (A.M. Best Rated "A+" Superior), allows you to maximize your resources through the local expertise of a Texas based general agency and a carrier who was one of the first companies to specialize in mobile home insurance.

Now more than ever, since some manufactured home insurance companies have decided to no longer offer flood coverage, your customers may be left high and dry. However, for only a few cents a day, you can protect your customers and reduce your E&O exposure by partnering with South & Western and American Modern. Our policies provide flood coverage . . . don't settle for less. In fact, one in every four flood claims occur in low to moderate risk areas and your customer is 27 times more likely to experience a flood than a house fire!

Two Policies to choose from giving you an enhanced sales advantage

Mobileowners Program (including flood coverage): A comprehensive, value-added package. Provides replacement cost coverage on the home and adjacent structures, as well as agreed value coverage in the event of a total loss. Replacement cost on contents coverage is optional. Our "Unpackaged" By-line Program allows you and your customer to pick and choose exactly the coverages and limits desired. It's a "build your own policy" that can save your customers money!

We offer programs for all types of manufactured homes and for all the following occupancies:

Owner-occupied

Commercial

Rental

Tenant

Seasonal

Vacant Available in our Dwelling Fire Program

And you can book all your manufactured home policies through modernLINK, our on-line quote and issuance system.