South & Western General Agency, Inc.

Our Collector Car program with American Modern is for a lot more than just "Antique" models . . . but what else would you expect from "The Specialty Company!" Actually, in our way of thinking, a collector car would be any private passenger vehicle or truck owned by an individual and used on a limited basis. Proud owners of collector cars show off their "pride and joy" at exhibitions, club activities, parades, or just keep them around for their own leisure use.

In fact, all of these classifications would qualify for our program:
(Click on class for more information)

"Antique" - A vehicle manufactured 25 or more years prior to the current model year.



"Classic" - A vehicle manufactured from 20 to 24 years prior to the current model year.



"Collectible" - A vehicle manufactured from 15 and 19 years prior to the current model year.



"Custom" - A vehicle originally manufactured from 1949 through the present year. This vehicle has been mechanically and / or cosmetically altered (such as alterations to the chassis, drive train, body and interior) from its original power and structural configurations, but retains its original identity.



"Exotic" - A vehicle manufactured less than 15 years prior to the current model year will continue to appreciate in value. Vehicle models that generally fit into this category include, but are not limited to Lamborghini, Ferrari, Corvette, and Porsche.



"Street Rod" - A vehicle originally manufactured prior to to 1949, mechanically and / or cosmetically altered (chassis, drive train, body and / or interior) from its original power and structural configurations, but continues to retain its original identity. Open, "T-Bucket" type street rods are acceptable.



"Kit" - Vehicles rebuilt from a purchased package are eligible when assembled by an experienced and /or professional manufacturer or dealer. They are rated in the "Exotic" category based on the year assembled. Documentation of value and kit manufacturer must be provided.



"Restored Vehicles" - To be eligible, vehicles undergoing restoration must be 80% completed at the time of application. Unrestored vehicles with mileage less than 50,001 will also be eligible.



So no matter what type of collectable car your customer has, "garage" his insurance through us. Why we even have direct bill and EFT (Electronic Funds Transfer).