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Our Commercial Lines capabilities focus solely on binding authority contracts with our partner insurors, thus allowing us to be responsive to quoting, binding and servicing your business. All companies represented by South & Western are rated "A-" or better by A.M. Best, providing the financial stability and high quality products and services that your agency and insureds require. Areas of expertise focus on five market segments.

Truck (Intermediate & Long Haul)

The Northland Truck product is an innovative and robust package of coverage and services that has been designed to meet the needs of the American trucker. As a premier A.M. Best Rated "A X" carrier providing the premier product in the trucking market, Northland Truck Insurance is the best value for your insured.

Public Auto & Business Auto

The Northland Public Auto product is designed for vehicles that transport passengers rather than cargo, both on a "for-hire" or "not-for-hire" basis. An innovative and robust package of coverage and services have been combined to provide a premier package to various segments of the public auto marketplace. As an A.M. Best Rated "A X" carrier providing a premier product in the public auto market, we believe our offering is the best value for your insured.

Garage (Dealer & Non-Dealer)

South & Western offers several companies and products designed to address the unique exposures arising out of the sale and / or service of motorized vehicles.

E & S (Property & General Liability)

South & Western offers a multitude of A.M. Best "A-" or better companies specializing in products designed to address the unique exposures arising out of risk typically deemed unacceptable by the standard market place.

Standard (Package, Workers Comp, Auto, Umbrella)

South & Western offers Travelers, an A+ XV rated carrier, for your standard commercial risk needs. Master Pac, Master Pac Plus and OMNI coverage packages are designed to address small to mid-sized exposures. In addition, through Travelers Commercial Accounts Group, you have access to capacity typically reserved for national brokers who cater to large complex risks.

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