Due to the nature of Excess & Surplus Lines, each risk must be individually underwritten and priced on its own merit. For most risks, coverage can be quoted and bound by your South & Western underwriter through the submission of a completed application. As no two risks are identical, the more information you can provide, the better your underwriter can assess the account and apply appropriate credits and preferred pricing when available. More complex risks may need to be submitted to the appropriate market for assessment and pricing. Should this be the case, you will be apprised by your South & Western underwriter and kept advised of the quote / binder status that has been submitted to the insuror. |